woohoo

i have just called to cancel my debit card when i received the annual fees.

i feel it's darn stupid to pay an annual fee for a debit card. maybe it's capitaland la, the rebate are all getting too low, 0.3% for sakae sushi is way to little.

anyway, it's definitely not safe to own a credit card if i have self-discipline to control my own finance. the saving account tagged to the card can get wiped out in a day if someone get access to the card.

time to have... credit card. =)

this is.... another sign of ageing.

26 aint that young, but i'm definitely not old!